About Time Finance

As of June 2025

Time in Numbers

We have supported 10,000 uk SMEs

Proud to empower 10,000 UK businesses with the confidence they need to achieve their business goals

£217

Lending over £217m to support UK SMEs with their growth plans

We provided 90m funding to UK SMEs in our last financial year

Helping to arrange over £90m of new funding during our last financial year ending May 2024

Our History

ed rimmer headshot new rs
June 2021
Ed Rimmer appointed as CEO at Time Finance
time finance logo rs e1696005997787
December 2020
1pm plc rebrands as Time Finance plc to prepare for the next phase of growth
cf2u logo rs
December 2017
CarFinance2U acquired
positive cashflow logo
June 2017
Positive Cashflow Finance acquired
gener8 finance logo rs
June 2017
Gener8 Finance acquired
james roberts
May 2017
James Roberts joins the 1pm Group as CFO
intelligent loans logo
March 2017
Intelligent Loans acquired
bradgate business finance
March 2016
Bradgate Business Finance acquired
academy leasing logo
August 2015
Academy Leasing acquired
ian smith
February 2014
Ian Smith joins the 1pm Group as CEO
1pm plc logo
August 2006
1pm plc admitted to AIM, raising £1.3m on flotation
onepm finance logo
December 1998
Onepm Finance incorporated

Our Values

people business
We put people first

We are a people business, empowering all our colleagues to make a difference.

bold financial business
We are bold

We have the courage to do things differently and make the most of our opportunities.

flexible financial business
We are flexible

We have a can-do attitude and take a commercial approach to business.

genuine financial business
We are genuine

Integrity and transparency are at the heart of how we build trust and foster great relationships.

Why choose Time Finance?

We are an independent finance provider who specialises in the provision of funding to SMEs through Invoice Finance and Asset Finance, we also specialise in the provision of multi-product solutions, giving business owners the opportunity to fully utilise all the assets within their business.

Our aim is to deliver a finance which works in tandem with the needs and ambitions of the business.

We utilise invoice finance, asset finance, loans and refinancing options to provide a tailored funding solution.

We are a trusted funder with an Excellent rating on Trustpilot. Our clients trust us to help them obtain the equipment they need or help them release the cash locked away in unpaid invoices.

Not only that but out intermediaries trust us to look after the clients during the time we are supporting them and to help their businesses thrive and survive.

As clients you will have access to a dedicated team who can assist your needs and requirements.

Latest News

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Time Finance Expands SME Funding With New £5m Limit

Time Finance is expanding its support for UK SMEs with an increase to its Invoice Finance and Asset Based Lending (ABL) maximum facility limits which have risen to £5m.

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Tom Ludden Headshot
Time Finance Appoints New Business Development Manager

Tom re-joins the leading SME finance provider, having previously held a Business Development role within the company.

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Phil Blea
Time Finance Moves into Materials Handling Following Sector Expert Appointment

Independent lender to the SME market, Time Finance, is set to expand into the materials handling market with the launch of a specialist team headed up by newly appointed regional sales manager, Phil Blea.

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